.Union Financial Minister Nirmala Sitharaman3 minutes read Last Updated: Aug 28 2024|12:15 AM IST.On the eve of the 10th wedding anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Financial Official Nirmala Sitharaman introduced that the government aims to open over 30 thousand brand new PMJDY accounts during the course of 2024-25.Rundown press reporters, Sitharaman revealed that since August 14, 2024, a total amount of 531.3 million Jan-Dhan profiles have levelled given that the system's launch a decade ago, with a cumulative deposit remainder of Rs 2.3 trillion.The average difference per profile has improved coming from Rs 1,065 in March 2015 to Rs 4,352 since August 16, 2024. Around 80 per cent of these profiles are actually presently energetic." PMJDY has actually played a vital part in the course of the astronomical, particularly for ladies," pointed out Sitharaman.In spite of the allowance for zero harmony and the absence of a minimal harmony criteria, only 8.4 per cent of the accounts preserve a zero equilibrium. The program has actually been actually specifically effective in non-urban and semi-urban regions, where 66.6 percent of the profiles are located.Since August 14, 2024, ladies account holders represent 55.6 percent of the overall accounts, totaling up to 295.6 thousand accounts, according to the Department of Finance.
Currently, 99.95 per-cent of all occupied communities have banking resources available within a 5-kilometre span through numerous touchpoints, consisting of financial institution branches, automated teller makers, financial correspondents, and India Article Settlements Bank.As of August 14, 2024, there are over 1.73 billion personnel CASA (current account interest-bearing account) profiles in the country, including more than 530 thousand operative PMJDY profiles.Relating to social security systems, Sitharaman highlighted that over 200 million cumulative enrolments have actually given life insurance policy coverage of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with a yearly costs of Rs 436.In addition, over 450 thousand cumulative enrolments have actually delivered 1 year unexpected cover of Rs 2 lakh (for fatality or irreversible total special needs) and Rs 1 lakh (for irreversible limited handicap) under the Pradhan Mantri Suraksha Bima Yojana, with a premium of Rs twenty each year.The Atal Pension Yojana has actually signed up over 68 thousand users.In terms of credit-linked systems, Sitharaman reported that under the Pradhan Mantri Mudra Yojana, 489.2 thousand advancing finances totaling up to Rs 29.93 trillion (since July 12, 2024) have actually been approved to supply collateral-free institutional money management to small and also small business devices approximately Rs 10 lakh for income-generating tasks.Under the Stand India System, 236,000 advancing financings amounting to Rs 53,609 crore (as of July 15, 2024) have actually been accredited to Scheduled Caste, Scheduled People, and ladies business people for setting up greenfield ventures.Additionally, the Pradhan Mantri SVANidhi system has actually accredited financings worth Rs 12,630 crore to 6.52 thousand street sellers as of August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) introduced on August 28, 2014.u00b7 PMJDY collective down payment remainder of Rs 2.3 mountain.u00b7 There end 1.73 billion surgical CASA accounts.u00b7 Females account owners comprise 55.6% of total profiles.First Posted: Aug 27 2024|9:37 PM IST.